A simple way to save money and earn interest today.

• No minimum deposit required to open account
• No minimum balance requirement
• Up to five (5) free withdrawals per month/
• $2.00 fee for each withdrawal over five (5) per month
• Interest is compounded and credited to this account quarterly
• Interest rate and annual percentage yield on this account may change weekly

(Please contact one of our offices for the current rate and annual percentage yield that affects this account.)

• $1,000.00 minimum opening deposit
• Maturity dates from 3 months (91 Days) up to and including 5 years (60 months)
• Interest may be compounded or paid by check quarterly until maturity of certificate
• Predictable rate of return on your investment
• Higher rates of return than other savings options
• Automatically renewable for your convenience
• Competitive and Jumbo rates

(A penalty may be imposed for early withdrawal. Please contact one of our offices for current term rates and annual percentage yields for each product.)

• Available to customers aged 62 and older
• $500.00 minimum opening deposit and balance
• No monthly service fee
• Unlimited check writing
• Visa Debit Card
• Online Banking with optional Online Bill Pay Services
• Mobile deposit
• E-statements

(You must maintain the required minimum balance of $500.00 in this account each day to obtain the monthly interest accrued. The interest rate and annual percentage yield may change weekly on this account. Please contact one of our offices for the current rate and annual percentage yield specific to this account.)

• $1,000.00 minimum deposit and minimum account balance
• Limited check writing and or transfers
• (Six per month with no more than three by check, draft, or similar order to third parties)
• Visa Debit Card
• Online Banking with optional Online Bill Pay Services
• Mobile Deposit
• E-statements

(Minimum balance of $1,000.00 must be maintained each day to obtain the monthly accrued interest. There is a service fee of $10.00 imposed if the account balance falls below the $1,000.00 minimum required balance any day of the statement cycle. The interest rate and annual percentage yield may change weekly on this account. Please contact one of our offices for the current rate and annual percentage yield for this account.)

Just choose the amount you would like to save and make deposits automatically or on your own.

• Savings account that offers higher interest
• Weekly coupon book provided
• Fixed interest rate until maturity
• Account matures in October
• Funds can be direct deposited into a Mountain Valley Bank, N.A. account or mailed by check
• Weekly payment options available and pay-out of account (if paid in full):

(If the account is closed before maturity, interest will not be paid, and a $10.00 Early Closure Fee will be assessed. Interest rate and annual percentage yield will not change and will be in effect until account matures. Accrued interest will be credited to this account at maturity. Please contact one of our offices for the current rate and annual percentage yield that applies to this account.)

With an IRA you can save money and earn interest while reducing the taxes you pay. It is always wise to start thinking early about retirement.

• Choose your IRA term set with our Certificates of Deposit terms.
• $1,000.00 minimum opening deposit
• Maturity dates from 3 months (91 Days) up to and including 5 years (60 months)
• Interest compounded quarterly
• Tax deferred advantages
• Competitive and Jumbo rates

(A penalty may be imposed for early withdrawal. Please contact one of our offices for current term rates and annual percentage yields for each product.)