Deposit Accounts

Free Checking:

No monthly maintenance fees and no minimum balance requirement. Other fees, such as overdraft or returned item fees, may apply.

 


Interest Bearing Checking Accounts:

Your interest rate and annual percentage yield may change weekly.  Interest compounded and credited monthly.  Please call us at (304) 637-2265 for current rates.  Minimum balance to open account is $1,000.00, which must be maintained each day to obtain the annual percentage yield.  Service charge fee of $10.00 imposed every statement cycle if balance in account falls below $1,000.00 any day of the cycle.

 


Money Market Deposit Accounts:

Your interest rate and annual percentage yield may change weekly.  Please call us at (304) 637-2265 for current rates.  Minimum balance to open account is $1,000.00, which must be maintained each day to obtain the annual percentage yield.  A service charge fee of $8.00 will be imposed if the account balance fall below the $1,000.00 minimum any day of the statement cycle.

 


Super Senior Account:

For customers 62 or older.  Your interest rate and annual percentage yield may change weekly.  Please call us at (304) 637-2265 for current rates.  You must maintain a minimum balance of $500.00 in the account each day to obtain the annual percentage yield.

 


MVP Club Checking:

A service charge fee is imposed each month for club benefits.  Please contact us at (304) 637-2265 for additional information.

 


Christmas Club:

Minimum deposit of at least $2.00 is required to open account.  Interest rate and annual percentage yield will not change and will be in effect until account matures at which time interest will be credited.  If account is closed before maturity, interest will not be paid, and a $10.00 Early Closure Fee will be assessed.

 


Statement Savings Accounts:

Interest rate and annual percentage yield may change weekly.  No minimum deposit required.  Interest compounded and credited to account quarterly.  Please contact us at (304) 637-2265 for current rates.

 


Certificates of Deposit:

Interest rate and annual percentage yield at purchase may be compounded quarterly until maturity of original deposit.  Please contact us at (304) 637-2265 for current rates.

 


Individual Retirement Accounts:

Interest rate and annual percentage yield at purchase may be compounded quarterly until maturity of original deposit.  Please contact us at (304) 637-2265 for current rates.